Do not delay, the trap is nearly sprung upon the plebes.
From Zerohedge:
A Disturbing Warning From UBS: "Buy Gold" Because A 30% Bear Market Is Coming
As Wall Street axioms (Santa rally, January effect, as goes January etc.) are rapidly falling by the wayside at the start of 2016, following a chaotic but return-less 2015, the UBS analysts who correctly forecast last year's volatility are out with their forecast for 2016. It's simple - Sell Stocks, Buy Gold.UBS Technical Analysts Michael Riesner and Marc Müller warn the seven-year cycle in equities is rolling over.
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